Discovery sprint
The first step for anything new.
Best for
- A new product or a major rebuild
- A platform you are about to buy or invest in
- An integration nobody has scoped yet
Capabilities
Software, integrations and the people who keep them running.
Five capabilities, in the order a product moves through them. Each stands alone. Most engagements combine two.
01 · Build
Product engineering
Customer apps, onboarding journeys and back-office tools, built to be audited and handed over.
We design and build the software your customers and your operations team use every day. Mainstream, well-documented technology that your own engineers can take over.
What we deliver
- Customer portals, account and card management screens
- Onboarding flows with identity checks and document capture
- Back-office tools: case management, approvals, reporting
- Automation that replaces spreadsheets and manual checks
Typical requests
- Launch a first version of a financial product
- Rebuild a platform that has outgrown its first codebase
- Replace a manual process with software your auditors can follow
In regulated sectors
Audit trails, role-based access and data retention are designed in from the first release.
02 · Connect
Integrations and data
Payment rails, banking APIs, KYC providers and data pipelines, connected and reconciled.
Financial products live or die on their integrations. We connect your platform to the providers it depends on and build the data layer that keeps the numbers matching.
What we deliver
- Payment, acquiring and banking-as-a-service integrations
- KYC, KYB, screening and fraud provider integrations
- Open banking, accounting and CRM connections
- Ledgers, reconciliation and reporting pipelines
Typical requests
- Add a payment rail or a new provider without a rewrite
- Replace a vendor before its contract ends
- Get reliable management and regulatory reporting out of transaction data
In regulated sectors
Every integration is logged, monitored and documented, so a partner review or an audit has answers ready.
03 · Advise
Technology consulting
Architecture, vendor choices and technical due diligence from engineers who also build.
Senior technical judgement when you have to decide what to build, what to buy and in what order. Written recommendations your board and your partners can read.
What we deliver
- Architecture reviews and target-state designs
- Build-or-buy analysis and vendor selection
- Technical due diligence before a raise, an acquisition or a partnership
- Technology sections for licence and partner applications, alongside your advisers
Typical requests
- Sanity-check a platform before committing budget
- Choose a banking, payments or KYC provider
- Prepare the technical story for investors or a regulator
In regulated sectors
We stay in our lane. Legal and regulatory advice comes from your own advisers, and we make their job easier.
04 · Run
Managed engineering
A named team that keeps your platform secure, monitored and moving after launch.
Software needs looking after once it is live. We run maintenance, monitoring, security updates and the next set of features on a monthly plan.
What we deliver
- Monitoring, alerting and incident response
- Security patching, dependency and cloud upkeep
- A monthly plan of improvements and small features
- Documentation and runbooks kept current
Typical requests
- Keep a platform running without hiring a full team
- Take over a codebase a previous supplier left behind
- Cover engineering while you recruit
In regulated sectors
Change logs, access reviews and uptime records are kept in a form you can hand to an auditor.
05 · Grow
Growth systems
Websites, search, analytics and campaigns, built and run by the same engineers as your product.
The site that sells the product is part of the product. We build fast marketing sites, make them rank, wire up analytics and CRM, and run campaigns that report honestly.
What we deliver
- Marketing websites and landing pages that load fast and pass review
- Technical SEO and content built around what buyers search for
- Analytics, tagging, consent and CRM plumbing
- Paid search and social campaigns with documented tests
Typical requests
- A site that matches the product it is selling
- Tracking that shows where customers actually come from
- A campaign set-up a compliance team can approve
In regulated sectors
Financial promotion rules, disclosures and approval steps are part of the set-up, not an afterthought.
What we build
The pieces of a financial product, built to fit together.
Most engagements start with one of these. Each is built to plug into the rest, and into whatever you already run.
Onboarding and KYC journeys
Sign-up flows with identity checks, screening and document capture wired in.
Customer portals and apps
Accounts, cards, payments and statements in a web app people can actually use.
Payment and ledger integrations
Acquirers, banking APIs and open banking, with a ledger that reconciles.
Back-office and operations tools
Case management, approvals and reporting screens for the people running the business.
Data, reporting and returns
Pipelines and dashboards that turn transaction data into management and regulatory reporting.
Marketing sites and growth stack
Fast websites, analytics, CRM plumbing and campaign tooling, built to be measured.
Integrations
The systems a financial product has to talk to.
We connect through their APIs and files, and build the reconciliation that keeps everyone's numbers matching.
Categories, not a client list. We name specific providers in a proposal, once we know which ones you use.
Payments and acquiring
Card acquirers, payment processors, payout providers
Banking and accounts
Banking-as-a-service, safeguarding and account providers
Open banking
Account information and payment initiation APIs
Identity and screening
KYC, KYB, sanctions and PEP screening, document checks
Risk and monitoring
Fraud scoring, transaction monitoring, case management
Finance and back office
Accounting, ERP, invoicing and reconciliation
Customer and marketing
CRM, support desks, email and marketing automation
Data and analytics
Warehouses, dashboards, product and web analytics
What we build with
- TypeScript
- Node.js
- React and Next.js
- PostgreSQL
- Python for data work
- AWS, or the cloud you already use
Mainstream tools your own team can hire for and maintain.
Come with the product, not the capability name.
A launch date, a provider to replace, a platform nobody wants to touch, a site that does not match the product. Tell us the situation and we will tell you what it needs.
Engagement models
Four ways to work with us, each agreed in writing first.
Start with a sprint, build in releases, keep a team on, or borrow a CTO. Scope and price are agreed before anything starts.
Project build
A defined product or integration, delivered in releases.
Best for
- An MVP or first version
- A payment, banking or KYC integration
- A marketing site and growth stack
Dedicated team
Named engineers on a monthly plan.
Best for
- Running and improving a live platform
- Engineering cover while you hire
- A growing backlog of features and integrations
Fractional CTO
Senior technical judgement, part time.
Best for
- Founders without a technical co-founder
- Reviewing an outsourced team's work
- Investor, partner or regulator technical questions